Expat Critical Illness

With improving medical care and technology, the risk today is survival. Critical Illness insurance does not deal just with survival, it deals with something far more important - QUALITY OF LIFE.

Death is something we all accept will happen to us at some point although most of us believe we will cheat death until a ripe old age.

Critical Illness, or Dread Disease is something that happens to other people.

Between 1967 and 1996, in the United States, the following has happened every year.

350 people have died in floods.
22,000 people have died as a result of a homicide.
42,000 people have died as a result of a traffic accident

AND

743,000 PEOPLE HAVE DIED PREMATURELY AS A RESULT OF HEART DISEASE.

This represents 30% of all deaths in the US over the last 30 years.

(Source: National Geographic Magazine - July 1998)

In the UK, in an average year,

over 150,000 men and women will have their first heart attack.
over 240,000 men and women will be diagnosed with cancer.
at least 100,000 men and women will suffer a stroke.

BUT

75% of men and women under age 55 who have a stroke survive more than one year.
75% of men aged 45 who have a heart attack survive three years or more.
33% of women who contract cancer survive five years or more.

(Source: OPCS Cancer Statistics, British Heart Foundation, Stroke Association, Munich Re.)

Critical Illness cover will pay put a lump sum on diagnosis of a specified illness. You can then use this capital to stop work, obtain the best health care and/or recuperate with a lengthy holiday.

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